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Personal Banking
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Current Account
Power Your Business & Daily Needs with
Our Current Account
Enjoy Seamless Transactions
Zero Interest Instant Access to Funds
Our Current Account is tailored for individuals and businesses needing frequent transactions, real-time fund access, and robust financial management tools — all with zero interest and flexible limits.
Current Account Eligibility
Minimum Age
Applicants must be at least 18 years old.
ID & Address Proof
Provide a valid national ID and recent utility bill or tenancy agreement.
Initial Deposit
Minimum initial deposit of GHS 100 is required to activate the account.
Resident/Citizen
Must be a Ghanaian resident or citizen with valid documentation.
Features of Our Current Account
Unlimited Transactions
Make unlimited deposits and withdrawals with no daily restrictions.
No Interest Earnings
Zero interest helps you avoid tax complications and simplifies bookkeeping.
Business-friendly Banking
Enjoy features like cheque books, overdraft options, and standing instructions.
ATM & Debit Card
Access your funds 24/7 at any ATM with your personalized debit card.
Multi-Channel Access
Bank online, via mobile app, or at any of our branches nationwide.
Fast Account Opening
Set up your Current Account quickly with minimal documentation.
Documents Required to Open a Current Account
Valid Photo ID
Any government-issued ID such as a Passport, Voter’s ID, Driver’s License, or National ID.
Proof of Address
Utility bill, tenancy agreement, or official letter with your current address.
Passport Photograph
One recent passport-sized photograph clearly showing your face.
Email or Mobile Number
Used for alerts, account updates, and access to mobile/internet banking.