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Personal Banking
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Savings Account
Grow Your Money Safely with
Our Savings Account
Earn up to
8.25% Interest per annum
Secure your future with competitive interest rates, free digital banking, and instant access to funds. Ideal for individuals looking to build a safety net with ease and flexibility.
Savings Account Eligibility
Minimum Age
Applicants must be at least 18 years old.
ID & Address Proof
National ID and utility bill or tenancy agreement required.
Initial Deposit
Minimum initial deposit of $ 50.
Resident/Citizen
Must be a Ghanaian resident or citizen with a valid ID.
Features of Our Savings Account
High Interest Rates
Earn competitive interest on your savings to help your money grow over time.
No Monthly Fees
Enjoy zero maintenance fees with your account — more savings for you.
Mobile Banking Access
Track your savings, make transfers, and view balances anytime, anywhere.
ATM & Debit Card
Get a free ATM/debit card with your savings account for easy cash access.
Secure Transactions
Multi-layered security to ensure your funds and data are always safe.
Instant Account Opening
Open your account online or at any branch in minutes with minimal paperwork.
Documents Required for Opening a Savings Account
Valid Photo ID
Any government-issued ID such as a Passport, Voter’s ID, Driver’s License, or National ID.
Proof of Address
Utility bill, tenancy agreement, or official letter showing your current residential address.
Passport Photograph
One recent passport-sized color photograph with a clear view of your face.
Valid Email or Mobile Number
Used for account communication, transaction alerts, and mobile banking access.